Tax & Entity Strategy
Entity Structure
S-Corp Election Calculator
Estimate your annual self-employment tax savings from electing S-Corp status — after accounting for payroll, CPA, and state filing costs.
Tax Strategy
Roth Conversion Analyzer
Model the long-term value of converting pre-tax retirement dollars to Roth today — weighing current tax cost against years of tax-free growth.
Retirement Planning
Solo 401(k) vs. SEP-IRA
Compare contribution limits and tax savings across Solo 401(k), SEP-IRA, and SIMPLE IRA for self-employed business owners.
Tax Strategy
Roth vs. Traditional
Compare the after-tax outcomes of Roth vs. traditional contributions based on your current tax rate, expected retirement rate, and time horizon.
Tax Strategy
Equipment vs. Invest vs. Profit Share
Compare three uses of excess business cash: equipment purchases, taxable investing, and profit sharing contributions — across multiple time horizons.
Business Credit
SBLOC Analyzer
Analyze a Securities-Backed Line of Credit as a tax-efficient alternative to selling investments or taking business distributions.
Retirement Plans
401(k) Plan Cost Analyzer
Estimate the all-in cost of a 401(k) plan for your business — recordkeeping, TPA, advisory, and compliance fees — against the value delivered.
Ready to put these numbers to work?
These tools are a starting point. Schedule a conversation with Sage to build a strategy around your specific situation.